Bad Money Management

I have a bad money management.
I admit it.

I used money recklessly.
I admit it.

I filled my stomach with delicious food most of the time.
I admit it.

I buy unnecessary things without think i need it or not.
I admit it.

I used to watch movies many times in a month.
I admit it.

Since i get my study loan, I never have money problem. (*confession, yes I admit it.)


Oh!

In short, I just want to conclude it : I really have a bad money management.


Among the friends, I know i am really have a bad money management.

Lets take some examples :

1. RoFu - This accountant soon-to-be, she has a well planning in her life. I like it. She always think ahead for her future. I love listen to her stories especially the planning of her life. I admire her dao bao. Because I can never be like her to plan for my future. One year after her studies, she has been confirm to work at Petronas or E & Y. Both are international company man! This is what I refer to as well planning for future. I.....me.....haish....I not yet seen my road. Everything still blur.
2. 
   
3. KohLu - This tourism girl soon-to-be, she is also good in money management. I seldom see her waste her money buy useless stuff. From my observation, i think she only use her money in school stuff and yumcha, other than that. SAVE! you see.....why i cannot be like her.....I have lots to buy but she can not buy anything.
4. 
   
5. Tdore's Master - This business girl, I never went out with her and only went yumcha with her. But her accessories, clothes etc must be MANY dao bao and her bank must be have unlimited cash. HAHA. no money problem's girl, this also make me jealous lah.......keep travelling........ =D
6. 
   
7. The Dentist Kiw - This dentist soon-to-be. Also same like Tdore's Master. No money problems. I mao wah gong. *skip.
8. 
   
9. Jomax - This one I salute dao bao!!!!!  She can works hard. Earn her own money. And go Super Junior Concert. I admire her, she can used her own hard earn money to do things she like. I want to do part time job also but i dont think i can manage my time well. She also have good money management. Or else, how come she can go travelling by herself with her own money? Why I cant save my money like them?
10. 
    
11. Rc the reinforced concrete -  A guy that super duper save. I can say, he use money wisely. I hope I can be like him. Whenever we go out, its only me who keep pay this and that. He only watching by the side. He never have things to buy unless some once in awhile things like eyemo. But he had a bad habit too. He eats expensive food sometime. I dont go SushiTei ok...because i think its too expensive.
12. 
    
13. GreenYin - This girl. She works hard. Every weekends until no time to hang out with us. So every weekends we just have to go on with our activities without her. She had been working for 2 years or more? How many money she earn liao? Everytime when go out food hunting, we also count her out because she seldom eat la...you see......So save!!!! I want too... Can I not too obsess with food? I now trying to not obsess with food. HAHAHA!!
14. 
    
15. AllyC, SanG, Fifa, Wanlei - Sorry i put all of you in a section because im tired of typing already =D All of you also have a good money management lo. Because I dont see any of you girls buying unimportant things like me. You all use money very wisely. From my observation lah. All of you only went to movies once in awhile. I want be like you all......

I can say I am the worst one among the friends. 

Hopefully, I can change. 

Somebody please scold me if saw me want to waste $$. HAHA.

I had come up with a plan to solve my bad money management.

I have two supervisors to supervise me. HAHA.

Well, 

Hoping for the best.

Save money for future!!!!!

Who know I will go on Europe trip like Rofu in the future. 

I want but currently not in this coming 5 years.

Planing! I need a well planning for my coming 5-10 years life.

=)

Nicole.

The cake and Asus | Cp.

7 September 2011

Tonight done some errands in town.

Pay loan at bank.

Buy some present paper etc.

And had dinner in town.

My cheese cake making failed the other day.

Been wanting to eat cake recently.

So here.....

Tiramisu @SR.

=)

 At the same time, 

hehehehe......

ASUS product guide get from the Asus computer shop in CP.

Thank you Louis Lo for the explanation of specification for the latest computer thingy.

I know what I want right now.

Hopefully within one month i can get it,

 going to do survey around town first.

And thank you everyone for the comments and new info.

=)

 Randy Dandy.

Asus Asus Asus

Thesis Thesis Thesis

Now mind full of these two words.

Good Luck everyone!

2 more days to weekends.

hooray!!!!

Nicole.

Want buy or not?

Should I should I should I?

I need opinions.

Besides worrying of my proposal, myself has this urge of buying a new laptop.
I am indecisive.

Some analysis of need or no need to buy.

# I got my current Acer aspire laptop when I was in Matrix which means it was about 3-year-old and no it still well functioniong. I can type with it, play commandos with it, online fb with it, printing everything ok....But I want something updated like Window 7 etc...

# The Solid reason of all is this laptop memory graphic is too low. I cant even used it for my civil related software like AutoCad and it is always troublesome to borrow my brother laptop. I need to beg him. I got home pc but the home pc is out of service due to my brother "cleverness" in using it. I dont want waste my energy to send it to the pc shop by myself. Everytime the pc got problem is me who send it. Why dont he himself go send it? Because he is the one who kasi rosak the pc. I hate him. Not responsible at all. Everytime is me who going to clean up the mess for him. *skip

# I dont need a high resolution screen for the laptop because I learnt that high resolution screen consume much more battery and its all about energy saving nowaday. OH! i want energy saving laptop. LOL. Save!

# Brand. Rc keep suggesting me to buy Asus. EE koko also using Asus and she said before it is very good. But I still like Acer. I know many people complaining Acer not good and very fast hot the engine something. But I think Acer has less problem la. My house all use Acer and no problem at all. I wonder why other people said Acer not good. Somemore Acer malaysia brand its not that hard to find spare part if the laptop condemn. I scare give other brand a try because I scare I dont like leh......So how????

# If i get a new one, which brand? what price range? Do I really need a "very good" laptop in term of those  specification or just average one that I can run a civil related software? How? What? When?

If I happen to buy a laptop, then I need to save up money in terms of everything. wuargh!

ARGGGHHHHHHHHHHHH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

P/s: somemore is using own saving buy this laptop. If I put this RM2k Inside ASB...I can get bonus end of year for the Manila trip....I know its just around Rm20 bonus but still money.....  Help~

Dizzy.

Nicole.

Conan The First

Conan is here.......

Yes....I posted about this before about getting a new sweetheart....

Conan is here........

Thank you to Jackson Chu for his expertise and Randy Chew for his company to buy the new Conan.

Since Jackson called his baby as baby, I am not going to copy cat and used the term baby tooo....

I will call him my sweetheart the new Conan.... 

LOL.

Actually is belong to my bro but I can used it too....

Since not used his money buy, my mom warn him - "ITS A FAMILY CAMERA."

Hence he have no fully right on it.

Wuahahaha.............

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Back to the updates of mine.

Friends....

Today will go cousin baby fullmonth at Telipok.

And then direct back Beaufort stay overnight.

Tomorrow thursday Evening will be going to Papar and ovenight.

If my dad's works in kebun not siap on friday, perhaps saturday just back KK.

Friday night yumcha count me out ok? Sobs.

Happy Hari Raya everyone.

Welcome myself to the world of......

no internet and no digi coverage area........

Nicole.

俺的未来是吗该leh?

夜深人静，
自己静静观想自己的未来。

未来，
好可怕。

大学生涯最后一年了，
大家都叫我好好享受。

一年后，
就要靠运气了。

我个人认为，
成绩好不代表你肯定找到工作。
这也要靠运气啊。。

看到前辈们，他们找到工作了，
靠的就是人缘。

等一下，senior 华语是叫前辈吗？
还是师兄？师姐？

继续。。。

我人缘差，
不会主动向人家讲话的。

若我跟你聊很多话题，
恭喜你，我们是朋友。哈哈!

我更加不会说甜言密语特地弄你开心。
我不喜欢，就不会勉强自己喜欢。
了解我的朋友，你们知道的啦。。

所以如果伤到你们，抱歉哦!

未来啊。。

我不是温柔型的，
有时不否认喜欢有挑战的东西。
当初选择读这一行时，
就因为挑战。

现在，有点缩头乌龟了。

我可以永远做学生吗？

未来啊，
我的自愿啊。。。
告诉自己别怕，
安慰自己，
我并不孤单。

73位同班同学，
没有100%，也应该有25%同学和我一样再烦这问题吧。。。
哈哈。。。

未来啊。。。
是时候好好再策划一下了。

晚安!

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Headache Wednesday.

I like this picture very much.

Thank You eMoJess | Photography

Today is Wednesday.

Three days at own residence after the Mt Kinabalu climbing.

Yes. I know I had to Stop this BS about Mt Kinabalu.

But I cant because my leg still suffering the effect due to the hiking.

This effect reminds me the moment spend there.

When raining, it remind me of " how was the climbers doing there? do they have raincoat?"

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Dear legs, 

Faster recover so that I can get myself out from this feeling.

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Roanne having sick leave today.

Three days after....

Within that three days, I know she had suffering a lot until beh tahan and take sick leave.

Wishing you faster recover.

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Randy's car was kecurian.

I was pity him.

But I don't know how to help him.

Just hope the thief didn't remember what his car plate no. and come back again.

How ridiculous them for stealing a car's rim nut.

in the middle of the day.....

in the open space parking.....

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Tonight will go out to have dinner with Alicia, Faiezah & Ah Zhao.

Sandra & Joanne cant go because they bersungkai with lecturer from UKM.

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I want a new sweetheart. 

Been considering it for a long time.

I think I not really need it.

Some more I am not using my own money buying it.

So it make me think, think and think

want buy or not.......

But since my brother will need it too for his upcoming subject.

(* he not necessary need it but since I see some talent in him,

I had been discussing with my mother whether we should buy or not.)

who knows by buying this sweetheart, 

the talent in him is enhance.

A new interest or skills maybe become his extra income in the long run.

We dont know what might happen in the future.

But it need quite a lot of money for me....

Raya festive is almost here.

I am waiting for the Raya promotion price.

In the meantime still considering want to buy or not....

Dont ask me what.....

I dont want tell, just in case not jadi beli...very tohsoi one....

Just guess bah! 

haha....

Nicole.

presleep

1am.

Watching Law & Order again.

Connotation not bad.


I am excited for tomorow.

I dont have much stylish green accesories la.

I have a nail polish but its not in green.

Its some how between blue and green colors.

Tomorow my theme for the outing with friends is  Green.

I have one green hat. But that green hat is like army hat.

I dont like. But since it suits the theme.

there will be this possibility that  i will consider wear it and depends on the mood also. haha.

Last week yumcha style is cool.

Tomorrow is what leh?

think think think......


Lady GAGA???

LOL

hurm....

sporty? army style? ahahhahaha...dono o...

going to find all the green stuffs tomorow at home after back from the training.

See you all there.

=)

It will be a good good nightttt~

Nicole.

♥August

August to do list.

♥ Climb Mount Kinabalu.

♥ Tenom Train Trip

 ♥ Borneo Beach

♥ Get started with FYP once tittle confirmed.

♥ Learn cooking.

♥ Read the books that bought since holidays start.

♥ The big cousin Lovinia's wedding.

♥ The 1-year-old niece Min Zhen's birthday.

♥Anywhere Trip with the BFF.

Not-To-do-List

♥ Sleep until 12pm everyday.

♥ Non stop watch drama until morning.

♥ Less drink cola/iced drinks everyday.

and so on....

Whats else?

Nicole.

Hi July.

Good bye June.

Hello July.

A few planning on July/ August just hope it all can be finished successfully.

1. Leg must recover before 7K. Seriously. I hate this feeling where everyone can do their things like usual only me need to worry about my leg : scars...... And i cannot exercise. I want jump jump run run like usual........ arGHHH!!!!!!!!
2. Kinabalu Mount Climbing. I paid the RM200 already. I actually 50-50. I scare I cannot do it. Although I keep telling myself I am going to jog everyday at the park one months before. But I doubt it. I really doubt myself. Will I be so rajin go jog? Will I? So the RM200 just assume like betting ba....
3. 24 July. Yes. Civilians....This is the date. To freedom......Last day of intern.
4. 2July 10 July 14 July. ngek ngek ngek...sssshhhhhhh............
5. Technical Report. This is a suicide. I am going to start it next week. I meant it.

Thats all for now..... Hopefully this leg faster recover.

until then.......

Have a good month ahead. July Love YOU!!!!!

Nicole.